What is Reciprocity?

Many states that have adopted the NAIC Annuity/Best Interest (BI) requirement will accept completion of another state's course that is substantially similar. If you complete a state's annuity or Best Interest training course that is substantially similar to another state's course, you may automatically receive credit in that other state as well. This is known as reciprocity.

After finishing a state annuity or BI course in the Quest CE NAIC portal, additional state course completions may be automatically added to your profile if the course you completed grants reciprocal credit in those other states. This saves you from having to take multiple separate courses for states with equivalent NAIC requirements.

Note that only the NAIC training requirement is reciprocal between states. Any continuing education (CE) credits earned do not transfer — reciprocity applies solely to meeting the NAIC (Annuity and Best Interest) training mandate itself.

Note: Some states have adopted a state-specific requirement that is not reciprocal with other states and must be completed even if you've completed an annuity or BI course for another state.